HOLD is a peer-to-peer lending platform that provides instant cash advances against cryptocurrency collateral. Hold allows members to leverage their crypto-assets as collateral to obtain fiat whenever they need it, saving them from selling the cryptos they hold dear. Cash Advances are instant and can be used globally through the HOLD prepaid card and mobile app.

The HOLD token is an ERC20 token based on Ethereum whose primary purpose is to allow a membership system, provide a cashback program and pay additional incentives to lenders through a status level program.

Team:

• Guilherme Almeida: CTO 
  Cláudia Delgado: Product Owner 
  Emanuel Tiago: Software Engineer 
  Francisco Lopes: Software Engineer 

The Hold ICO will start on the 4th of May and will last until (TBA). The ICO token allocation represents 80% of the total token supply and will be available for a 0.00004 ETH base price. Users can invest using Ether. The ICO funding target and cap are set at $11,300,000.

Token Reserve Split (20%):

• 10% Company Reserve,
• 5% Marketing,
• 5% Advisors